Introduction

Planning a trip to Tanzania is an exciting adventure, whether you’re heading for a wildlife safari, climbing Mount Kilimanjaro, or relaxing on the white-sand beaches of Zanzibar. However, understanding the best ways to pay for your tours can help ensure a hassle-free experience. In this guide, we’ll explore the various payment methods available, the best currencies to use, and practical tips for handling money while traveling in Tanzania.

1. Preferred Payment Methods for Tanzania Tours

a) Bank Transfers

Most reputable tour operators in Tanzania accept bank transfers as a primary payment method. This is a secure and widely used option for booking safari and trekking packages in advance. International wire transfers may take a few days to process, so it’s essential to plan accordingly.

b) Credit and Debit Cards

Many tour operators, hotels, and high-end lodges accept credit and debit cards, particularly Visa and Mastercard. However, card transactions in Tanzania often come with a surcharge (typically 3-5%), so it’s advisable to confirm this with your tour provider.

c) PayPal and Online Payment Platforms

Some tour operators offer PayPal and other online payment platforms like Wise (formerly TransferWise), Revolut, or WorldRemit for international transactions. These methods are convenient and sometimes come with lower transaction fees than traditional bank transfers.

d) Cash Payments

While electronic payments are common, cash is still widely used in Tanzania, particularly in rural areas and small businesses. If you plan to make last-minute payments or buy souvenirs, carrying some cash in Tanzanian Shillings (TZS) or U.S. Dollars (USD) is advisable.

2. Best Currency to Use in Tanzania

U.S. Dollars (USD) and Tanzanian Shillings (TZS)

  • USD is widely accepted for major transactions such as tour payments, hotel bookings, and park fees. However, bills issued before 2009 may not be accepted due to counterfeiting concerns.
  • TZS is the local currency and is necessary for everyday purchases, tipping, and small expenses like snacks and local transport.
  • Exchange rates vary, so it’s best to check with local forex bureaus or banks for the best rates.

3. Where to Exchange Money in Tanzania

Forex Bureaus and Banks

  • You can exchange foreign currency at banks and forex bureaus in major cities like Arusha, Dar es Salaam, and Zanzibar.
  • ATMs are available in urban centers and accept major international cards for cash withdrawals in TZS.

Avoiding Exchange Scams

  • Use official exchange bureaus and avoid street money changers.
  • Always count your money before leaving the counter.

4. Tipping Guidelines for Tanzania Tours

Tipping is customary in Tanzania, especially in the tourism industry. Here’s a general guide:

  • Safari Guides: $10–$20 per day per group
  • Kilimanjaro Guides: $15–$25 per day per group
  • Porters: $5–$10 per day
  • Hotel Staff: $1–$5 per service

5. Final Tips for Managing Payments in Tanzania

  • Carry a mix of USD and TZS for flexibility.
  • Notify your bank before traveling to avoid blocked transactions.
  • Use safes in hotels and lodges to store extra cash.
  • Keep small denominations for tipping and local expenses.

Conclusion

Understanding how to pay for your Tanzania tours will help you travel with confidence and avoid unnecessary stress. Whether you prefer bank transfers, credit cards, or cash payments, planning ahead will ensure a smooth and enjoyable experience. If you’re booking with Safari Moja Matata, feel free to contact us for preferred payment options and any assistance with financial preparations for your trip.